服务银行 · 保险 · 消费金融 · 小贷等持牌金融机构及电商与出海企业 Serving licensed financial institutions & global e-commerce businesses
南京智晨曦光人工智能科技有限责任公司，成立于中国·南京。致力于将前沿AI技术与金融场景深度融合，为银行、保险、消费金融、小贷等持牌金融机构，以及电商、互联网平台，提供全链路智能化解决方案，业务覆盖国内与海外市场。 Nanjing Zhichenxiguang AI Tech Co., Ltd., headquartered in Nanjing, China, integrates cutting-edge AI with financial scenarios — delivering end-to-end intelligent solutions for banks, insurers, consumer finance, micro-lenders, e-commerce platforms, and global markets.
以AI为核心，构建智能金融生态系统，让数据成为金融决策的智慧之眼，助力实现精准风控与智能运营。Build an intelligent financial ecosystem powered by AI, turning data into the eye of financial wisdom for precise risk control and smart operations.
成为全球领先的金融智能建模服务商，掌握核心知识产权与先进算法理论体系，推动金融行业智能化转型。Become a globally leading financial AI modeling service provider with proprietary IP and advanced algorithms, driving intelligent transformation in finance.
覆盖反欺诈、信用评估、贷后预警全流程，基于亿级数据节点关系图谱与深度学习模型，实现毫秒级风险决策。End-to-end fraud detection, credit assessment & post-loan monitoring powered by billion-scale knowledge graphs and deep learning.
基于用户画像与行为数据的精准营销引擎，通过智能推荐与客群分层，帮助金融机构、电商及出海企业实现高转化获客。Precision marketing engine built on user profiling & behavioral data — smart recommendations & audience segmentation for higher ROI.
提供从数据治理、特征工程到模型训练、部署上线的全流程定制，覆盖信贷评分、反欺诈、额度定价等核心场景。Full-cycle custom modeling from data governance & feature engineering to deployment — credit scoring, fraud & limit pricing.
AI驱动的自动化审批引擎，整合多维度数据与决策规则，实现从进件到放款的端到端智能化审批流程。AI-powered automated approval engine integrating multi-source data & decision rules for end-to-end lending workflows.
服务银行、保险、消金、小贷等持牌机构，覆盖个人信贷、小微贷、供应链金融全场景风控。Full-spectrum risk management for banks, insurers, consumer finance & micro-lenders — personal credit, SME lending & supply chain finance.
为电商及互联网平台提供设备指纹、行为序列、关联网络反欺诈，以及用户画像、智能推荐等营销引擎。Device fingerprinting, behavioral analytics & network fraud detection, plus AI profiling and recommendation engines for e-commerce platforms.
支持海外市场的风控模型部署与本地化合规适配，覆盖跨境交易反欺诈、海外信贷评估、多币种审批等场景。Cross-border fraud prevention, overseas credit assessment & multi-currency approval with local compliance adaptation for global markets.
API级对接、规则引擎、AI决策、人工审核、电子签章、资金路由全流程覆盖，适配国内外业务。API-ready integration with rule engines, AI decisioning, human review, e-signature & fund routing — for both domestic and global operations.
坚持前沿AI研究与金融场景深度融合，持续迭代算法与模型，保持技术领先。Deeply integrating cutting-edge AI research with financial use cases through continuous algorithm and model iteration.
依托海量多维数据资源，深耕数据治理与特征工程，确保模型的精准性与稳定性。Leveraging massive multi-dimensional data assets with rigorous data governance and feature engineering for model accuracy and stability.
以客户需求为出发点，提供售前到售后全流程专业服务，做值得信赖的长期伙伴。Putting customers first with end-to-end professional service — from pre-sales consultation to post-deployment support as a trusted long-term partner.
江苏省南京市鼓楼区铁路北街128号A座1809室
Room 1809, Building A, 128 Tielu North St, Gulou, Nanjing, China
business@sunrise-ai.cn
025-XXXXXXX